Can you trust your Trust to deliver?

Most people don’t know what Trusts are, how they work and if there is any advantage in having one. We hope, in this article, to briefly explain how Trusts work and what the benefits are. Let’s start with the basics.   A Discretionary Family Trust (sometimes called an Asset Protection Trust or Property Protection Trust) is […]

When is THE right time to plan for succession in the family business?

When you try to plan for succession to your own estate by making your Will, it’s never the easiest thing to do. There are increasing numbers of relationships which are euphemistically called “modern families” where there are children from different relationships, step-children and half-brothers and sisters. Getting it “right” can be a real challenge. When […]

Commercial Leases and the LBTT 3 yearly Return

On 1st April, we’ll see the third anniversary of the introduction of the Land & Buildings Transaction Tax (LBTT). When it was introduced, much of the focus was on the tiered nature of the tax and its progressive approach. However, slipping just under the radar and missed by the headline makers was the way in […]

What happens if I can no longer look after my own affairs?

This is a question that faces many people, not least those of us who are getting on a bit. The simple truth of the matter is that if you don’t take steps to make sure that your interests are looked after before you can no longer make decisions for yourself, then someone – usually your […]

Help to Buy scheme for Seniors

For several years in throughout the UK first time buyers have been given a “leg up” into the property market through various subsidised loan schemes. There are different schemes in Scotland all under the banner of “LIFT” – meaning Low Cost Initiative for First Time Buyers. Considering the name of the scheme you could be […]

Caesar and Howie property team review 2017

Year ends seem to be coming round faster and faster. So how did property sales fare in 2017 round the Caesar and Howie network of offices? Well first of all although the year has not quite finished – sales in the group will be up by something over 20%. So a decent year for our […]

You need to do a little more than just sign a Living Will………

Some of you may have read recently in the press about the sad story of Brenda Grant from Nuneaton.   Brenda had thought ahead carefully and prepared a living will – an advance directive in Scotland.   Apparently it clearly stated that should she suffer certain extreme medical conditions she should not be given medical treatment, and […]