Page 3 - Guide to Equity Release

Guide to Equity Release

These products have been become very popular by our clients in the last few years. Caesar &Howie have
therefore set up our own highly specialised team to advise clients in this area. To put our clients’ minds at rest
Caesar & Howie will only deal with financial bodies, consultants and brokers who are registered with the Financial
Conduct Authority (FCA) to ensureour client’s best interests are being met. All financial consultants that we deal
with are highly knowledgeable on the financial products available and will be able to help the client decide which
product will be the best for them.

If you go ahead with any of the equity release products our team are there to help and advise you every step of

the way. Our team will obtain the title deeds over your property to check that everything is in order. They will then
be able to draw up all the necessary legal documentation which will require to be signed. They will also ensure
that all relevant searches are obtained. Once the title deeds and lender’s instructions have been received the
whole legal process would normally around 28 days from that point, but it can be more if legal issues come up
which need solving.

You should also note that clients do not have to live locally to be able to utilise our efficient service. Instructions

can be received long distance and there will be no requirement t to visit our offices. We can arrange for a local
solicitor to see clients to sign the important documents involved.

More information on these products can be found here:-

http://www.equityreleasecouncil.com/consumer-information/what-is-equity-release/equity-release-plans/

and here

https://www.moneyadviceservice.org.uk/en/search?query=equity+release

We would be happy to complete the legal process for any clients having a loan offer, and if you have not
yet reached that stage we can direct you to a qualified financial advisor to get the whole process

underway.

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